Payment Security Policy

At Belthatcraft, we provide clear payment arrangements for customers purchasing belts, leather hats, and related products via www.belthatcraft.com. This Payment Security Policy outlines how we handle payments and related information in accordance with applicable Dutch and European regulations.

1. Payment Processing

Belthatcraft is registered in the Netherlands, and its Stripe account details align with Belthatcraft’s business and website information.

Payments made through this website are processed by Stripe; Stripe provides payment processing services for eligible transactions.

Stripe is the payment service provider used by Belthatcraft and is not a business partner, joint venture partner, or representative of Belthatcraft.

Depending on the specific payment and processing activities, Stripe may process personal data on behalf of Belthatcraft or process certain information based on its own legal obligations. Stripe’s published privacy information details these distinct processing roles and explains how information is used for payment processing, fraud prevention, and transaction-related risk management.

2. Billing Descriptor

When making a purchase on this website, the associated billing descriptor is:

Belthatcraft

Consequently, depending on the display rules of the card issuer or payment method provider, customers may see “Belthatcraft” or a billing description containing “Belthatcraft” on their payment statements.

3. Available Payment Methods

Subject to availability at checkout, Belthatcraft accepts the following payment methods:

Visa
Mastercard
American Express
Apple Pay
Google Pay
Supported digital wallets

Specific payment options available to the customer will be displayed at checkout based on the payment method and applicable processing conditions.

4. Payment Without a Stripe Account

Customers do not need to create or log into a Stripe account to complete a purchase on this website.

Customers can select an available payment method at checkout and provide the necessary information required by that method to authorize the transaction.

If the customer’s card issuer or payment method provider requires additional verification, the customer may need to complete such verification during the payment process.

5. Payment Processing and Transaction Monitoring

Payment transactions are processed via Stripe’s payment infrastructure. Stripe maintains processes for payment-related risk management, transaction monitoring, and the detection and prevention of potential fraud or unauthorized activity. To achieve the aforementioned purposes, Stripe may evaluate transaction information and related signals in accordance with its applicable policies and legal obligations.

The payment processing procedure may also involve identity verification protocols employed by the card issuer or payment method provider (depending on the specific circumstances). Stripe notes that payment transactions conducted in Europe may utilize payment authentication mechanisms, such as 3D Secure, to comply with applicable authentication requirements.

Belthatcraft does not guarantee that any payment method or process can eliminate all potential security or fraud risks. Payment transactions remain subject to the rules, authentication procedures, and processing requirements applicable to the chosen payment method.

6. Payment Information and Personal Data

Personal information related to payments is processed solely for purposes connected to the transaction and for other purposes permitted or required by applicable law.

Depending on the payment method and the specifics of the transaction, the information processed may include:

Customer name;
Email address;
Billing information;
Order information;
Payment method details;
Transaction amount;
Transaction reference number;
Information required for payment authentication or transaction verification.

Documents published by Stripe indicate that, depending on the specific service and circumstances, payment processing may involve payment method details, billing and shipping information, order details, email addresses, IP addresses, and other transaction-related information.

Belthatcraft’s practices regarding the processing of personal data are further detailed in our Privacy Policy.

7. Data Protection and Cookies

Belthatcraft processes customer information in accordance with applicable Dutch and European data protection requirements.

Our website features a cookie consent banner. Non-essential cookies are used only after the customer selects “Accept” on the cookie consent banner (where consent is required).

Cookies that are strictly necessary for the operation of the website or to enable required functions may be used. Relevant European guidelines distinguish between cookies essential for website operation and other cookies that may require consent.

Customers can find more information regarding personal data processing and cookie usage practices in our Privacy Policy and Cookie Policy.

8. Payment Data Protection

Belthatcraft makes no unnecessary claims regarding payment protection. Payment information is processed via the payment processing mechanisms available on our website (including applicable Stripe services).

Stripe states that its services incorporate information security measures and processes involving access control, data protection, encryption, and transaction risk management.

The processing of payment information is also subject to the rules and procedures of the applicable payment methods, card issuers, and payment service providers involved in the transaction.

9. Payment Confirmation

Once a payment has been successfully authorized and accepted, the order is recorded using the transaction information associated with the purchase.

Customers should retain their order confirmation and payment confirmation for their records.

If a customer believes that the payment information displayed during checkout or in the order confirmation is incorrect, they may contact Belthatcraft using the contact details provided below.

10. Payment-Related Inquiries

If you have any questions regarding payment processing, payment confirmation, or payment-related information, please contact us at:

Email: leather@belthatcraft.com

We aim to respond to payment-related inquiries within 24 to 48 hours.

When contacting us, please provide the relevant order number and the email address used for the purchase (if applicable). Please do not send full bank card numbers, security codes, or other unnecessary payment credential information via email.

11. Applicable Requirements

This Payment Security Policy is designed to align with applicable requirements in the Netherlands and the European Union regarding payment processing, personal data protection, and electronic communications.

In the event of mandatory legal requirements concerning a specific payment transaction or the processing of personal data, such requirements shall prevail over any conflicting provisions in this policy.